A practical decision

Repair or replace? Compare the right figures.

A repair estimate and an online car value answer different questions. Before deciding, bring together the confirmed work, the kind of valuation you are using and the practical cost of changing vehicles. No single price or age threshold makes that decision for every owner.

Start with a defined repair estimate

Ask what the workshop has found, what the recommended work includes and what remains uncertain. Separate required work from optional or later items. If diagnosis is still needed, keep that cost and decision separate from a repair figure that has not yet been confirmed.

Label the value you are comparing

A dealer's advertised retail price, a private-sale estimate and a part-exchange or trade figure are different measures. Record the source, date, vehicle specification, mileage and condition assumptions. An asking price is not evidence that another vehicle sold for that amount, and a guide value is not a purchase offer.

Consider the replacement as well

Use actual figures for a vehicle you would realistically buy, any inspection or initial work, and the practical disruption of changing cars. Check its history and condition instead of assuming that replacing your current car removes maintenance risk. Keep unknown costs visibly unknown rather than filling them with a generic percentage.

Make the decision with the missing facts visible

Ask the team to explain the proposed repair and any assessment limitations. Use an independent sourced valuation where available and a separate appraisal if you need help discussing a replacement's condition. The workshop enquiry does not commit you to a repair.

Useful things
to know.

Should a repair cost be compared with a dealer's asking price?

Only with the distinction made clear. An advertised retail price is different from what you might receive through a private sale or trade offer.

Does a valuation include a mechanical inspection?

No. A market estimate and an assessment of the vehicle's condition are separate pieces of information.

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